
Credit Card Overdue Problems
Freeze harassment, reduce extra charges, and settle overdue credit card bills with RBI-compliant support.
- Negotiation desk for every bank & NBFC
- Penalty waiver & settlement planning
- Dedicated case manager till NDC
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Disclaimer: "We do not provide loans. We can only help in resolving unsecured loan repayment problems."
Expert legal help for financial disputes to protect your rights

Freeze harassment, reduce extra charges, and settle overdue credit card bills with RBI-compliant support.

Redirect recovery calls, stop illegal tactics, and enforce RBI rules to keep your family safe from intimidation.

Our experts negotiate with lenders for structured settlement or restructuring of unsecured personal loans.
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Find comprehensive answers to common questions about our debt settlement services, processes, and how we can help you regain financial freedom.
A secured business loan is backed by collateral like property or machinery, enforceable under the SARFAESI Act. An unsecured business loan has no collateral and relies on contractual enforcement under the Indian Contract Act.
Yes. Under the SARFAESI Act, banks and NBFCs can take possession of the secured asset without court intervention if a borrower defaults on a secured business loan.
Yes. Unsecured business loans often carry higher interest rates and are heavily dependent on the credit score and financial history, making them riskier for new startups with limited credit records. 4. How does IBC 2016 apply to business loan defaults in India? Under IBC 2016, if a business defaults on a loan, creditors—especially in unsecured cases—can initiate insolvency proceedings to recover dues through a court-approved resolution process.
All communication and case details are kept 100% confidential.
Secured loans offer lower interest rates and higher limits but risk asset loss. Unsecured loans protect your assets but have higher interest and depend on credit history. The better option depends on your business’s financial position and risk appetite.
Founded by experienced alumni from IIT-IIM, we are a professional support platform for individuals who are facing problems with loans or credit card bills.
If you're getting too many calls from recovery agents or can't keep up with your repayments, our experts step in and help resolve your problems and restore your peace of mind.
Know More About Us"We firmly believe your financial challenges should never compromise your dignity. Our dedicated team stands as a barrier against harassment, safeguarding your rights while developing practical solutions for your situation."

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