Dedicated Negotiation Desk
Seasoned specialists engage with every bank, NBFC, and card issuer to cap interest, waive penalties, and structure viable settlements.

Falling behind on multiple credit cards? Our negotiators step in to freeze harassment, reduce penalties, and secure practical repayment or settlement plans tailored to your income.
Seasoned specialists engage with every bank, NBFC, and card issuer to cap interest, waive penalties, and structure viable settlements.
Every proposal and acceptance letter follows RBI and bank guidelines so your agreement is watertight and transparent.
We map your monthly budget, essential spends, and inflows before recommending staggered payments or one-time settlements.
Our team intercepts recovery calls, drafts responses, and ensures collection agents follow legal boundaries.

We prioritize high-risk cards, consolidate negotiations, and secure phased settlements you can afford.
Our team negotiates waiver of penal charges and reduces compounding interest to a manageable figure.
Legal partners draft responses, prevent escalation, and resolve dues before court matters intensify.
We reroute calls to your case manager, document harassment, and engage lenders through compliant channels.
Post-settlement, we help you obtain NOC/NDC and raise bureau disputes to clean up inaccurate remarks.
Get payment plans linked to your income cycle so you never default on essentials while clearing card dues.
Share overdue statements & notices
Strategy call with senior expert
Bank & NBFC negotiations
Payment & closure assistance
Stop relentless collection calls and clear overdue credit cards with confidence.
Get Expert Help NowFinancial stress is temporary when you have expert guidance.
Find comprehensive answers to common questions about our debt settlement services, processes, and how we can help you regain financial freedom.
No. We do not provide any loans. We only help people who are unable to pay their personal loan and credit card EMIs.
Yes, we stop illegal recovery agent harassment and make sure they follow proper RBI guidelines for recovery.
All communication and case details are kept 100% confidential.
Our Anti-Harassment Service protects you from threatening or repeated calls by recovery agents. We provide a unique call forwarding number that redirects such calls to our experts.
Yes, our panel of experts offers proper legal advice and guidance to protect you from illegal recovery agent harassment and debt recovery as well as negotiations with the lenders.
With structured negotiation and legal protection, you can settle your credit card dues without fear of harassment or hidden clauses.
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